The Aftermath   If your house has been struck by a tornado and you were home, then you've just lived through one of the most terrifying...

Unfortunately, too many Americans find themselves on the wrong side of the denial of a health insurance claim. When this happens, people...

When your policy provides for payment of the actual cash value or replacement with one of the same kind or quality, here are some things...

Buying insurance is different than buying a car.   With insurance, the product that a person is buying is the insurance...