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Two Recent State Farm Cases Show Unfairness of One Year Policy Limitation on Homeowners Insurance Claims
Headquarters of State Farm, the insurance company involved in these cases
Inge Johnstone
2 min read


The Eleventh Circuit Once Again Stiffs Policyholders
In Lemons v. Principal Life Insurance Company, the Eleventh Circuit Court of Appeals once again shorted Alabama policyholders by holding...
Inge Johnstone
3 min read


Should State Farm Make All of Its Claims Handling Guidelines and Bonus Structures Open to Its Policyholders?
Insurance has been described as a public trust and insurance is essential to the way we live our lives both personally and in our...
Inge Johnstone
3 min read


CMS Announces New Rule on Junk Medical Insurance Policies
Finally, new rules have been passed to protect consumers from junk policies. Read about them here!
Inge Johnstone
1 min read


Understanding Insurance Subrogation Rights from a Personal Injury Verdict or Settlement
Understanding Insurance Subrogation Rights from a Personal Injury Verdict or Settlement “Why is my health insurance company entitled to a...

Inge Johnstone
3 min read


Reporting Potential Insurance Claims
What Types of Problems Give Rise to Potential Claims? Different types of events can give rise to the need to report an insurance claim....

Inge Johnstone
6 min read


After the Tornado : Tips for Dealing with the Insurance Company
The Aftermath If your house has been struck by a tornado and you were home, then you've just lived through one of the most terrifying...

Inge Johnstone
4 min read


Appealing Your Denied Health Insurance Claim
Unfortunately, too many Americans find themselves on the wrong side of the denial of a health insurance claim. When this happens, people...

Inge Johnstone
4 min read


Negotiating With the Insurance Company When your Car is a Total Loss
When your policy provides for payment of the actual cash value or replacement with one of the same kind or quality, here are some things...

Inge Johnstone
1 min read


What is Insurance Bad Faith?
Buying insurance is different than buying a car. With insurance, the product that a person is buying is the insurance...

Inge Johnstone
5 min read
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