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New Texas Case Says Insurer’s Reserves Relevant and Discoverable for Insurance Bad Faith Claim
The Insurance Company May Not Want You to Know What Reserves it Set on This Claim A Texas federal court recently followed the majority rule in the Fifth Circuit and held that policyholders could discover an insurer’s reserves and that these reserves are relevant to a claim of insurance bad faith under Texas law. Insurers are required to set reserves in order to estimate claims payouts to make sure that they have enough money to pay claims. As a result, in each claim, the insu
Inge Johnstone
2 min read
Is State Farm’s Refusal to Submit to Appraisal Insurance Bad Faith?
Is State Farm Committing Bad Faith By Refusing to Participate in Homeowners Appraisal Process Insurance bad faith occurs when an insurer...
Inge Johnstone
4 min read
Berkshire Hathaway Insurance Company Hit For $145 Million Dollar Bad Faith Verdict for Failure to Approve Necessary Treatment for Brain-Injured Worker
Some States, like Colorado, Allow Bad Faith Actions Against Workers Compensation Insurers As reported by Courtroom View Network , A...
Inge Johnstone
1 min read
Pay Close Attention To Your Policy Language Or You May Get Nothing
Florida Court of Appeals guts policyholder verdict for failure to prove damages and failure to follow post loss conditions.
Inge Johnstone
4 min read
How to Actually Pick an Insurance Company
Consumer Policies (ex. Home, Auto, Life, Renters) Choosing an insurance company today can be very confusing. Insurance companies spend...
Inge Johnstone
4 min read
A Scarcity Mentality Causes Insurers to Cut Coverage and Claims
A scarcity, winner-take-all mentality causes insurers to reduce coverage, raise rates, and commit bad faith by focusing on reducing...
Inge Johnstone
2 min read
Two Recent State Farm Cases Show Unfairness of One Year Policy Limitation on Homeowners Insurance Claims
Headquarters of State Farm, the insurance company involved in these cases
Inge Johnstone
2 min read
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