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Insurance and Trial Expertise to Recover the Insurance Benefits You Deserve

For Lawyers: Insurance Coverage Support

Insurance coverage help for busy litigation teams

When a case turns on insurance, you need quick, practical answers. We help trial lawyers and in-house/defense counsel identify coverage, avoid exclusions, and make sure any judgment or settlement is actually collectible through insurance. We can work behind the scenes or appear of record—whatever best serves your client and your strategy.

Who we help

Plaintiff’s Attorneys
  • Identify applicable coverages and likely exclusions

  • Draft or refine pleadings to trigger defense and indemnity

  • Align discovery to prove coverage and preserve collectability

  • Provide targeted coverage opinions before mediation or trial

Defense & Corporate Counsel
  • Evaluate and challenge wrongful denials of defense or indemnity under CGL and other liability policies

  • Map endorsements/exclusions to facts to maximize available limits

  • Support settlement strategy to unlock coverage contributions

  • Confirm that clients receive full policy benefits on commercial property claims

What we deliver (fast)

  • Coverage Opinions (flat-fee options available): clear answers, policy citations, and next steps

  • Pleading Language Pack: complaint/answer, cross-claims, and counterclaims tailored to trigger coverage

  • Demand/Notice Letter (flat-fee options available): targeted tenders and reservation-of-rights responses

  • Mediation Brief Support: coverage themes, exhibits, and insurer-facing arguments

  • Discovery & Proof Plan: what to request, what to prove, and how to tie facts to policy language

When to bring us in

  • Before filing, to draft coverage-smart pleadings

  • After a denial or reservation of rights

  • Pre-mediation, to frame coverage contributions and negotiate with the insurer's coverage counsel

  • When exclusions/endorsements threaten recovery

  • When commercial property damage is involved and benefits are being underpaid

How we work

  • Flexible role: behind-the-scenes consulting or co-counsel

  • Clear pricing: flat-fee options for coverage opinions and demand letters

  • Speed + practicality: short timelines, clear recommendations, and usable templates

Results that matter

Our goal is simple: turn insurance into a path to recovery, not a barrier. That means pleadings that trigger the duty to defend, discovery that proves indemnity, and mediation positioning that unlocks policy dollars.

Frequently asked questions

Do you offer flat fees?
Yes—particularly for coverage opinions and demand/tender letters.

Will you take over my client relationship?
No. We support your strategy. We can collaborate quietly or appear of record if you prefer.

Can you help on short notice?
Often, yes—especially for pleadings, tenders, and mediation prep. Contact us to confirm timing.

Let’s Work Together

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Serving Clients Throughout Alabama

Tel: 205-894-8900

Testimonials & Reviews

Johnstone Trial Law, LLC

Alabama Law Firm

Mr. Johnstone is an outstanding attorney and a really nice man. He came highly recommended and did an outstanding job on my case. He cares about his clients and gets to know them as people not just clients. He maintains great communication with them throughout.

Insurance claims lawyer in Birmingham

Inge Johnstone 

Johnstone Trial Law, LLC

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P.O.Box 36128 Birmingham, AL 35236

No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. The hiring of a lawyer is an important decision that should not be based solely upon advertisements

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