top of page


When a Contractor “Helping With the Insurance Claim” Crosses the Line in Alabama and Commits the Unauthorized Practice of Law
Commercial Insurance Claims Can Result in Big Disagreement with the Insurance Company Contractors must be careful not to commit the unauthorized practice of law in Alabama. After a loss, contractors are often the first professionals on site—and insureds naturally want them to help “deal with the insurance company.” That instinct is understandable. But in Alabama, there is a clear legal boundary between providing construction expertise and negotiating insurance claims on beha
Inge Johnstone
4 min read


Is State Farm’s Refusal to Submit to Appraisal Insurance Bad Faith?
Is State Farm Committing Bad Faith By Refusing to Participate in Homeowners Appraisal Process Insurance bad faith occurs when an insurer...
Inge Johnstone
4 min read


How Texas-Sized “Hail From Hell” Forms!
Hail can be one of the most destructive natural phenomena and the number and intensity of hail storms have been increasing as average...

Inge Johnstone
2 min read


Pay Close Attention To Your Policy Language Or You May Get Nothing
Florida Court of Appeals guts policyholder verdict for failure to prove damages and failure to follow post loss conditions.

Inge Johnstone
4 min read


After the Alabama March 15 Tornadoes: Tips for Dealing with the Insurance Company
Storm season in Alabama has already been devastating this year. If your house or commercial property has been struck by one of the recent to

Inge Johnstone
3 min read


How to Actually Pick an Insurance Company
Consumer Policies (ex. Home, Auto, Life, Renters) Choosing an insurance company today can be very confusing. Insurance companies spend...

Inge Johnstone
4 min read


Recent TWIA Meeting Reveals That Texas Insureds Have Had A Tough Year
The Texas Windstorm Insurance Association Board met on November 13 to review its budget. The TWIA provides wind and hail coverage for...

Inge Johnstone
1 min read


Two Recent State Farm Cases Show Unfairness of One Year Policy Limitation on Homeowners Insurance Claims
Headquarters of State Farm, the insurance company involved in these cases
Inge Johnstone
2 min read


What is Insurance Bad Faith?
Buying insurance is different than buying a car. With insurance, the product that a person is buying is the insurance...

Inge Johnstone
5 min read
bottom of page
