It’s been a tough hurricane season for many policyholders, but especially Florida policyholders. So far, Florida policyholders have filed over 292,000 insurance claims in connection with Hurricanes Helene and Milton. Many folks will be surprised at the size of their hurricane deductible. In addition, a question that will be on many policyholders minds is “How does my hurricane deductible apply if I have been hit by multiple storms?” This article from Patrick Wraight in the Insurance Journal does a great job of explaining how the deductible applies in Florida homeowners policies and why you might want to file a Helene claim even if you are under your deductible if you also sustained damage because of Milton.
As always, if you are dealing with an insurance company that doesn’t want to do the right thing, don't hesitate to reach out to our policyholder attorney Inge Johnstone today. We offer a free consultation.