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Pennsylvania Case Highlights Big Concern for Policyholders regarding Cyber Liability
The Pennsylvania Supreme Court recently upheld an appeals court’s opinion finding that a commercial property policy covered a theft of an...

Inge Johnstone
2 min read


Understanding your Hurricane Insurance Deductible
It’s been a tough hurricane season for many policyholders, but especially Florida policyholders. So far, Florida policyholders have filed...

Inge Johnstone
1 min read


Filing a Homeowners or Commercial Property Claim After Hurricane Helena or Milton
In the aftermath of a powerful storm like Hurricane Helena or Hurricane Milton , it’s essential to act quickly to file insurance claims...

Inge Johnstone
2 min read


Were You Affected by Hurricane Helena or Milton? Has Your Insurance Company Denied Your Claim?
At Johnstone Trial Law, LLC , we understand the devastation that follows in the wake of powerful storms like Hurricane Helena and...

Inge Johnstone
2 min read


Fifth Circuit Rules for Construction Company Policyholder in Case Involving Commercial General Liability Policy
In TIG Insurance Co. v. Woodsboro Farmers Cooperative , the United States Court of Appeal for the Fifth Circuit, ruled in favor of the...

Inge Johnstone
2 min read


Hurricane Francine Hits Coast, Destroying Homes and Businesses, Knocking Out Power and Threatening Millions with Flooding
Hurricane Francine made landfall at Terrebonne Parish in Louisiana yesterday at around 5:00 p.m. with winds at 100 miles an hour. The...

Inge Johnstone
3 min read
An Insurance Lawyer’s Recommendations on Homeowners Coverages for Hurricanes, Hail and Tornadoes.
As an Insurance Attorney, I have represented many homeowners following large scale storm events like hurricanes, tornadoes, and...

Inge Johnstone
5 min read


Eleventh Circuit: Grammar Technicality Leaves Accounting Firm Without Insurance Protection
The Eleventh Circuit recently ruled in favor of an insurer and against a policyholder by relying on some technical rules of construction...

Inge Johnstone
4 min read


An Insurance Lawyer’s Recommendations on Homeowners Coverages for Hurricanes, Hail and Tornadoes
At Johnstone Trial Law, LLC , I have represented many homeowners following large scale storm events like hurricanes, tornadoes, and...

Inge Johnstone
5 min read


The Privilege of Representing Policyholders
I'm attorney Inge Johnstone. I am a policyholder lawyer and am proud to be one. Policyholder lawyers represent people and businesses...

Inge Johnstone
2 min read


The Eleventh Circuit Delivers More Bad News for Policyholders in a Tragic Case involving an Accidental Death Policy
The Eleventh Circuit Court of Appeals, which oversees federal appeals for Alabama, Georgia and Florida, reversed a federal district court...
Inge Johnstone
5 min read


Common Construction vs. Similar Construction: Choose the Right Replacement Cost Coverage to Get Your Home Built Back Like it Was Before Your Insurance Loss.
If your home is seriously damaged or destroyed by an event like a fire, hurricane, or tornado, you likely want it rebuilt back with at...

Inge Johnstone
2 min read


Surplus Lines Policies Leave Consumers Unprotected When Disaster Strikes
As traditional insurers like State Farm cease writing homeowners insurance policies in coastal areas and even states like California and...

Inge Johnstone
4 min read


Eleventh Circuit Relies on Quirky Interpretation to Bounce Claim for Coverage Under Commercial General Liability Policy by Trampoline Installing Landscaper
In Snell v. United Specialty Insurance Company, the Eleventh Circuit Court of Appeals held that a commercial general liability insurer...
Inge Johnstone
3 min read


Help: My Insurance Company Refuses to Participate in the Appraisal Process!
I wrote the above letter in response to a letter I received from an insurance company claiming that it would not consider appraisal under...
Inge Johnstone
3 min read


After the Texas Tornadoes: Tips for Dealing with the Insurance Company
The Aftermath Storm season in Texas has already been devastating this year. If your house or commercial property has been struck by one...

Inge Johnstone
3 min read


Policyholder Protections: Texas
This week I would like to focus on policyholder protections afforded by another state that I am currently licensed in: Texas. While...

Inge Johnstone
4 min read


Be Careful Policyholders: 2024 Is Already a Bad Year for Tornadoes and More Are On the Way!
Policyholders were Affected Yesterday and Bracing for Upcoming Tornadoes Yesterday, powerful tornadoes ripped through Southwestern...

Inge Johnstone
3 min read


Leveling the Playing Field: Tools for Protecting Policyholders in the State of Washington
Different states have different tools for protecting insurance policyholders from wrongful claims denials and other insurer malfeasance....
Inge Johnstone
3 min read


What State Farm Doesn’t Want You To Know About Choosing an Insurance Company.
With most products that you purchase, you can look at the product, inspect it, look at consumer reviews, and otherwise find out about the...
Inge Johnstone
3 min read
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