As traditional insurers like State Farm cease writing homeowners insurance policies in coastal areas and even states like California and...

In Snell v. United Specialty Insurance Company, the Eleventh Circuit Court of Appeals held that a commercial general liability insurer...

I wrote the above letter in response to a letter I received from an insurance company claiming that it would not consider appraisal under...

The Aftermath Storm season in Texas has already been devastating this year. If your house or commercial property has been struck by one...

This week I would like to focus on policyholder protections afforded by another state that I am currently licensed in: Texas.  While...

Policyholders were Affected Yesterday and Bracing for Upcoming Tornadoes Yesterday, powerful tornadoes ripped through Southwestern...

Different states have different tools for protecting insurance policyholders from wrongful claims denials and other insurer malfeasance....

With most products that you purchase, you can look at the product, inspect it, look at consumer reviews, and otherwise find out about the...

Headquarters of State Farm, the insurance company involved in these cases

In Lemons v. Principal Life Insurance Company, the Eleventh Circuit Court of Appeals once again shorted Alabama policyholders by holding...

Insurance has been described as a public trust and insurance is essential to the way we live our lives both personally and in our...

Finally, new rules have been passed to protect consumers from junk policies. Read about them here!

Understanding Insurance Subrogation Rights from a Personal Injury Verdict or Settlement “Why is my health insurance company entitled to a...

What Types of Problems Give Rise to Potential Claims? Different types of events can give rise to the need to report an insurance claim....

The Aftermath   If your house has been struck by a tornado and you were home, then you've just lived through one of the most terrifying...

Unfortunately, too many Americans find themselves on the wrong side of the denial of a health insurance claim. When this happens, people...

When your policy provides for payment of the actual cash value or replacement with one of the same kind or quality, here are some things...

Buying insurance is different than buying a car.   With insurance, the product that a person is buying is the insurance...